Okay, be cool sofia. dont panic!!

Okay, listen. Sofia, dont be panic. Just stay calm and start list the monthly expenses. So, here i am... finding out the way to manage my budget. Huhu...

So Friends, here there are........steps to make a budget outline. Haha...

1st- Total monthly gross income.

2nd-Monthly home budget expenses:rent

3rd-Monthly car expenses: gasoline/maintenance/parking

4th-Monthly debts

5th-Monthly family miscellaneous expenses:clothing/groceries/entertainment(gym)/food/health insurance

6th-Total net monthly income

7th-Emergency Funds.


Well, its time to do some budget listing and i need to buy a diary. hihi....1st time ever in my life that i felt i need a diary. Im cool now....hihi...

til then........................to be continued..................

Love,
Sofia.

I AM BROKE!!!!!!!!!!

OMG!!!!

I CANT BELIEVE THIS. IM BROKE NOW!

PLEASE HELP ME!!! I DONT KNOW HOW TO MANAGE MY MONEY!!!

I SPENT THIS MONTH OF SALARY FOR THE HOUSE DEPOSIT. LALALALA!!!!

AND NOW, I ONLY HAVE RM300 TO SPEND FOR 4 WEEKS!!